- Person wanting to get mortgage loan should evaluate his/her chances in accordance with confiremed terms.
- Persons meeting terms of mortgage loan should apply to authorized loan organizations and pass initial evaluation.
- Loan rating, in this stage evaluation of repayment ability of applying person, value and state of property loading by mortgage is performing in accordance to provided documents. Consequently loan organization makes final decision on giving or not giving of loan to person wanting to get loan.
- Official registration of mortgage loan, in this stage necessary documents are collecting, loan, mortgage and insurance agreements are signing and confirming in accordance with legislation and arising rights are registering by State.
- Loan allocation.
- Execution of loan obligations – Person getting loan makes payment in accordance with defined payment schedule.Translations are not official and not notarially approved.







